Main Article Content
The phenomenon of financial innovation (FI) found, in the fast-contemporary technological advance, the possibility of disseminating solutions that are intended to fill market gaps, promoting profound changes in the traditional financial structure. This finding can be explained by the perceptible movement of different agents interested in exploring the applications of blockchain technology in recent years. Considering this scenario of changes and expectations the present work aims to analyze perceptions of financial market agents about the possibility of blockchain technology influence in the creation of FI solutions. From the point of view of the research strategy, it constitutes a field research. We operated through interviews with the participation of twelve managers of institutions that operate in the financial environment. The results point to blockchain impacting the financial environment of organizations, whether in its technology platforms, investments, internal structures, people, governance, business conceptions. Likewise, by the existence of opportunities to solve market problems, affecting, through deeper changes in the financial system, from the disintermediation. It reveals the emergence of new business models and the possibility of consumers and managers less dependent on a centralized financial environment.
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